The Bus Factor™ is a simple, private, offline file your family opens on the worst day of their life, and knows exactly what to do.
Get the file·$99 once ONE FILE. ONE TIME. YOURS FOREVER.The Bus Factor is the file that sits in a safe, on a USB stick, or in your password manager, and tells the person you love where everything is. Who to call. Where the policies live. Which clients are under contract. Which subscriptions to cancel. What you want said at your funeral.
It is not legal advice. It does not replace your will or your attorney. It is the 30-minute deliverable every business owner means to put together and never does. The one that turns chaos into a checklist on the worst day of someone's life.
One HTML file. One JSON file. Drop them in a folder and double-click.
Thirty minutes, guided section by section. No blank page. No guessing what to include.
Save a copy to your password manager, a USB stick in a safe, and your spouse’s computer. Update once a year.
Quotes are from early pilot users who tested The Bus Factor during development. Identifying details have been removed for privacy.
“I kept telling myself I’d put together something like this ‘someday.’ Took me 30 minutes. My wife said it was the most thoughtful thing I’ve ever done for her.”
“I run a small agency with six contractors and a dozen active clients. If I disappeared tomorrow, nobody would know which retainers to invoice or which contracts expire next month. This file changed that in an afternoon.”
“My financial planner told me to get a ‘family emergency binder.’ I tried three times with a Google Doc and gave up. This actually walked me through it. Done.”
“The verification dots are brilliant. I opened it six months later and two entries had gone amber. Updated in five minutes. It keeps itself honest.”